Financial Services

Programs and services that fit your needs.

Successful retailers have long understood that they must present a competitive advantage in the marketplace. The days have passed when a business could be grown simply through wise management of your inventories and strategic placement of your advertising dollars. Today’s retailer must look for every way possible to grow sales and reduce costs. The Financial Services division continually works to help you maintain your competitive advantage by offering group-negotiated financial services in every area of your business.

Manage growth without tying up all of your cash.

With two inventory finance partners leveraging their financial muscle along with Nationwide’s size, you’ll be in the best position to manage growth without tying up all of your cash. Utilizing inventory financing also simplifies your business because your cash needs become more predictable. By joining Nationwide Marketing Group, you will immediately benefit because both Wells Fargo and Northpoint associate a lower risk to Members that are part of a buying group and have access to so many merchandising, marketing and business services.

Consumer Financing

Retail credit, also referred to as consumer financing, attracts new customers and also brings in repeat customers. Consumer financing brings in higher average tickets and increased close rates, and Nationwide offers the most competitive rates in the industry.

“Wells Fargo offers a diverse menu of programs, all at very competitive rates.  We’re able to effectively promote and finance everything from low margin TV’s to furniture and bedding that require longer-term programs.  The Wells Fargo folks have been a pleasure to work with and have helped us drive our business.​”

Paul Sherman

Owner, Sherman's

“The transition to Nationwide’s Payroc credit card processing was very smooth. They were able to get all three of our locations on the same pricing and reduce our processor fees by 65%!”

Brock Henderson

Owner, Passport Wholesale Furnishings

Credit Card Processing

Nationwide Members receive some of the most competitive rates in the industry delivered with tenured, dedicated staff that understand your business and your customers. Nationwide offers a free competitive rate analysis so you can see exactly how your current program stacks up against Nationwide’s programs.


Nearly half of the US population has a FICO score under 700 and could not pay for an unexpected expense of $400 or more.

Lease-to-Own (LTO) and secondary credit offers customers with no credit or bad credit the opportunity to shop at your store and may allow you to expand your customer base to new market segments.